Agribusiness Loans in Adelaide

Agribusiness is one of our core strengths at Samuel Finance. Director, Greg Samuel, comes from a farming family and has interests in his own family farming enterprises. Greg has also worked in rural banking for one of Australia’s major banks. We have strong relationships with many farming clients and act as an ongoing trusted advisor to ensure clients get the most out of their banking facilities and relationships.

Agribusiness lending can be structured on various different lending facilities which can include:

• Agribusiness Loans – Typical loans repaid with principal and interest over an extended period of time.
• Agri Lines of Credit – Interest only loans with a fixed limit that can be repaid and redrawn freely as required. These can be particularly useful for farming operations receiving income in seasonal lump sums.
• Overdrafts – Working capital facilities that can be drawn up and down as required, assisting with the fluctuations of your farm’s cash flow.
• Equipment Finance – Asset based finance that sits separate to your main banking facilities and can be placed with various lenders. This can be used for assets such as farm vehicles and larger pieces of equipment such as headers, tractors and sprayers.